Mutual Of Omaha Medicare Supplement: Why We Should Consider Medicare Insurance

Medicare doesn’t cover everything but it does offer some great coverage for seniors. Let’s explore what Medicare does and doesn’t cover and why you should consider buying Medicare supplement insurance. The reason why many people actually prefer this supplementary policy is because it suits the needs of each person.

Choose Your Own Doctor

As you get older, you may need more medical care. Medicare supplement plans are designed to provide low-cost coverage for seniors who have limited health insurance. If you choose to enroll in a Medicare supplement plan, you can visit any doctor without any restrictions.

Plans Can Be Customized To Fit Your Needs.

Medicare insurance can be confusing. It’s important to understand your options and what types of plans are available to help you. Make sure you pick the right plan for your individual needs by checking to see if the policy choice is not only high quality but also fits into your budget without breaking it. You should make sure you have enough coverage and that there are no gaps after you receive Medicare benefits.

Medicare supplement plans can be customized to fit your needs. Whether you want a stand-alone plan that covers only prescription drugs, or a combined plan including medical, dental, and vision benefits

Medicare Supplement Plans Are Cost-Effective

Medicare supplement plans are cost-effective. This is because they are offered by private insurance companies and are automatically approved by the government. They offer discounts on prescription plans, allow you to see any doctor, and give you additional coverage beyond what your original plan would provide.

It Can Help To Have Insurance In Case Of An Emergency

In case of an emergency, Medicare doesn’t cover all the costs. It only covers 80% of the approved amount and you’ll be responsible for paying the remaining 20%.

If you have a Medicare supplement insurance plan in place, then it can help to have your healthcare costs covered by your insurance company so that you don’t have to pay out-of-pocket. This coverage can be especially beneficial for those who may not have another insurance policy through work or another source.

Prescription Drug Costs

Because prescription drugs can be expensive, it is a good idea to have a Medicare Supplement plan that has prescription drug coverage. In many cases, these plans pay up to 40% of your prescriptions costs, helping you save money

No Referrals Needed To See Specialists

Medicare Supplemental insurance plans are portable and flexible. They let you tailor your coverage to your exact needs, rather than being federally mandated or Medicare Advantage plans. This means no referrals are needed to see specialists and more freedom to choose what makes sense for you against your nearest hospital or orthopedic surgery center.


Plenty of people are fearful of buying insurance in their senior years and for good reason. As you age, the cost of health care keeps going up. According to the Centers for Medicare and Medicaid Services, the average elderly couple can easily spend over $400,000 in health care costs throughout retirement. Medicare covers a lot, but it doesn’t cover everything which is where the Mutual of Omaha Medicare supplement comes in.